PNB Online Net Banking 2022

Customers may use Punjab National Bank's net banking services to perform a variety of tasks online. Customers can access their account information, make online purchases, and more from the comfort of their own homes. There are numerous other advantages of using this service. 

• It's convenient and easy to get to. 
• Check account information, open an account online, make a fund transfer, pay bills, and file taxes are all services available. 

Customers of Punjab National Bank can use online banking for a variety of banking products and services. Customers of PNB may use net banking services from the comfort of their own homes or offices. Customers may use PNB net to conduct online transactions and track their PNB savings bank account from anywhere. 

• Tap on ‘Corporate Consumer' on the PNB net banking portal. 
• To log in, the Corporate Admin must use his or her Corporate ID, Admin User ID, and password, while other users must use their User ID and Login password. 
• When logging in for the first time, the OTP sent to the Admin's registered mobile number must be entered. 
• After that, you'll need to create seven security questions, a word, and a picture. 
• Users must update their passwords for the first time they log in.

PNB account holders must first designate the account to which the funds will be transferred as a beneficiary. Adding a beneficiary is an easy process that can be completed through the net banking portal. The following is a step-by-step protocol that Retail Users and Corporate Users must follow: 

Transferring of funds to your own PNB account  

• For retail users and corporate users  
• Sign in to your online banking account. 
• Go to 'Transactions,' then 'Own Accounts.' 
• Then, from the corresponding dropdown boxes, pick the account from which the money will be transferred and the account to which the money will be transferred to. 
• After that, enter the number and hit the ‘Continue' button. 
• Then, to complete the payment, enter the transaction password and press ‘Submit. 

Transferring of funds into another PNB accounts 

• For retail users and corporate users  
• Sign in to your online banking account. 
• Select ‘Transactions', then ‘Within PNB.' 
• From the dropdown boxes, choose the account from which money must be transferred and the recipient to whom the money must be transferred. If no beneficiary has been specified, you must choose one from the drop-down menu. 
• After that, type in the number. 
• By default, the transaction date would be the current date. In the case of future purchases, you will adjust the transaction date. 
• The frequency of the transaction may be chosen if the transaction needs to be done several times. Daily, weekly, monthly, quarterly, half-yearly, or yearly intervals may be chosen. The number of installments must be entered. 
• Continue by clicking the ‘Continue' button. 

Transferring funds into another PNB accounts  

For retail users and corporate users  

• Sign in to your online banking account. 
• Select ‘Transactions', then ‘NEFT/RTGS/IMPS.' 
• Next, choose the account from which the funds must be transferred and the recipient to whom the funds must be transferred. If you haven't already done so, add a beneficiary. 
• Fill in the number. 

PNB account holders can use the net banking platform to pay their credit card bills. The credit card, however, must be linked to their account. Customers of PNB may also use the auto-debit feature to pay their credit card bills. This facility, on the other hand, allows you to pay either the minimum or the total sum due. Customers of PNB must also complete the request form in order to receive avail of this facility.  

PNB account holders can use the NEFT facility to pay a variety of credit card bills. The credit card, on the other hand, must be added as a beneficiary. This facility requires you to enter the credit card number as the account number, as well as the IFSC code. Individuals, on the other hand, will only be able to move funds through NEFT on bank working days. 

Retail Users  

• Sign in to your online banking account. 
• Select ‘Transactions', then ‘NEFT/RTGS/IMPS.' 
• Next, choose the account from which the funds must be transferred and the recipient to whom the funds must be transferred. If you haven't already done so, add a beneficiary. 
• Fill in the number. 
• The next step is to choose the transaction's due date. The transaction date will be set to the current date by default. 
• Next, decide on the transaction's frequency. It can be done every day, every week, every month, every fifth, half-yearly, or every year. 
• Then press the ‘Continue' button. 
• Enter the transaction password on the next page and press ‘Submit' to complete the transaction. 

Customers may use PNB internet banking to perform a variety of financial transactions without having to visit the bank. The majority of these programs can be completed in a matter of seconds. 

Financial services  

Some financial services offered online from PNB Bank:  

Opening of Online Account:  

• Fixed Deposit and Recurring Deposit: PNB internet banking can be used to open FD and RD accounts. 
• Closure of FD Account: PNB's online banking services can also be used to close a deposit account.  
• Opening of a PPF Account: Punjab National Bank's internet banking services can be used to open a PPF account. 
• Utility Bill Payments:  

With the aid of PNB's online bill payment service, customers can pay energy and other bills without any hassle. PNB internet banking can be used to pay bills for services such as energy, telecommunications, mutual fund investments, credit card bills, and so on. 

• Payment of Taxes: 

You can also use PNB's internet banking service to pay your taxes. 

Account Details:  

• Statement of Account: You will look at your account statement, which contains all of your transaction information. The account statement is available online. 
• Transaction History: PNB allows you to view your account's transaction history online. This allows you to keep track of payments, funds obtained or sent, and so on. 
• Account Nomination Information: Customers can also access account nomination details online. 

Services related to cheque 

• Raise a Cheque Book Request – PNB internet banking customers can request a cheque book by visiting the bank's online banking website. 
• Cheque Status Inquiry – You can check the status of a cheque you've received using net banking. 
• Stop Payment of Cheque – You don't have to go to the branch or make multiple phone calls to stop payment of a check you've written. 

Offline Service Requests  

Certain offline service requests can also be sent electronically via the bank's net banking system. They are as follows: 

• If you want to increase your credit card cap, you can do so quickly using PNB internet banking. 
• Rewards points received on your credit card can also be redeemed on the bank's website. 
• Customers of PNB may also renew or close their FD accounts at any time. 
• The bank's net banking services can also be used to register for e-statements. 
• PNB's internet banking website also allows you to apply for a variety of other bank items. 

The main aim of PNB Online Banking to provide the entire banking services from anywhere. One can choose both online and offline banking according to your best suits. However, most people are applying for online banking facilities. You can also check out the other services offered by PNB or you can visit the official site of Punjab National Bank. Apart from this, you can also contact the customer executive of Afinoz.com.