FlexSalary Loans 2022

FlexSalary is founded by technocrats and career bankers having a collective experience of over 75 years in secured and unsecured retail lending. It is a branded loan product of Vivifi India Finance Private Limited, a non-banking company (NBFC) registered with the RBI. To address the lack of lending products like personal loans for India’s ever-increasing population and its demands, the company was set up with the primary objective of doing business as a non-banking company in unsecured retail consumer lending segment. 

• It has become one of the fastest-growing Telangana-based- Fintech startups in a short span of time. 
• The flagship lending product FlexSalary of Vivify India Finance Private Limited (Vivify) has crossed INR 100 crore mark in total disbursements.
• FlexSalary eases out the immediate need for the requirement of funds of individuals, who do not have access to formal loan products.
• In less than 2 years of operations, FlexSalary has disbursed more than 35,000 loans.
• It is emerging as one of the most preferred digital lending companies for short term instant cash.

• An applicant should be a resident of India
• Should be above 21 years of age
• Must draw a minimum monthly income of Rs 8,000 and above.
• Must have minimum work experience of three months
• Must have a bank account in working condition

To apply for a loan at FlexSalary, you will have to follow the below steps.

• The applicant will have to sign-up on the portal of FlexSalary
• With the account created on the portal, the user can apply for the loan more than one time, without the need of filling the new application form.
• Users can access credit anytime.
• Users can choose the repayment amount as per convenience.
• There are no pre-payment charges on closing the loan before the tenure.

•  Proof of Identity
• Proof of Address
• Bank Statement
• Latest payslips
• Passport size photo

FlexSalary Interest Rate and other charges

FlexSalary offers personal loan to borrowers at the following rates:

Annual percentage rate – 36%

Processing Fee- One time payable only on loan disbursement- Rs 650

FlexSalary offers loans for different financial requirements of the individual. Below is the list of loans provided by FlexSalary.

• Personal Loans – This loan is been provided for medical emergencies, planning a wedding, home renovation, etc.
• Travel Loans – This loan is been provided to cover travel expenses for both domestic and international destinations.
• Executive Education Loans – These loans assist in providing funds for higher education.
• Debt Consolidation loans – These loans help in paying off various small loans by consolidating it into one.

FlexSalary ensures a hassle-free and convenient loan application procedure for users when in need of the loan. FlexSalary loans can be applied both through the app and portal. 

Through the App

• FlexSalary App can be downloaded from the Google Play Store- Download Flexsalary
• User will have to register to apply for the loan, after running the app
• It will ask about the user’s name, monthly income, email ID, phone number, etc.
• With the OTP sent to the registered number, the account will be created with a username and password.
• The user will have to select the loan amount and the tenure of the loan. 
• To complete the KYC procedure, the user will have to upload the necessary documents.
• The loan application gets assessed and approved, based on the credit score.
• On getting approved, the loan will be disbursed to the user’s account within 24 hours.

Apply Quick Loan

Through the website

• For FlexSalary login, visit www.flexsalary.com
• On the right corner of the main menu, click on the apply now button
• Fill in the personal details
• Upload all the necessary KYC details
• Choose the loan amount and tenure as per your capability

For any issues, queries, and grievances, you can get in touch with customer care numbers:

WhatsApp Numbers = +91 9908795151, +91 9908935151, + 919100038349

Calling Number - 40-4617-5151

Official Email Id- support@flexsalary.com