CashBean Personal Loan 2022

CashBean is an instant personal loan lending platform for salaried professionals. Driven by P C Financial Services Private Limited, an RBI registered NBFC, CashBean offers a personal loan through smartphone within 10 minutes with minimal documentation. Personal loan amount from Rs. 1,000 to Rs. 60,000 can be availed with 33% annualized interest rate. 

CashBean offers attractive interest rates for personal loans. Moreover, there is no hidden fee and charge. Here is a list of fees and charges applicable on a personal loan from CashBean.

Read More: Instant Cash Loan in 1 hour in India

An applicant needs to fulfil the following criteria to get a personal loan through CashBean:

• Should be an Indian resident
• Should be aged between 21 years and 56 years
• Should have a regular source of income
• Should have a bank account

• You don’t need to have a credit history to get a personal loan from CashBean. The loan amount is offered based on a customer’s risk profile. 
• The entire loan process is paperless and digital through your mobile. 
• You can apply and access loans at any time from anywhere.
• Loan application is reviewed in just 30 minutes, and once approved, the loan amount is deposited to your bank account directly in 5 minutes.
• Services are available across India. 
• With a good credit score, the eligible loan amount gradually increases.
• Repay the loan through a variety of convenient repayment methods.

• Download the CashBean app from the Google  Play store.
• Register yourself via phone number on the app.
• Select the product you are looking for.  
• Fill in the loan application form with your basic information, enter the loan amount you want to borrow, and submit the application.
• After that, you may receive a phone call for verification. The final application status will be displayed in the app and, if approved, you will be informed by SMS.
• Sign the loan agreement online after the approval.  
• After E-sign, the loan will be deposited to your bank account in a few minutes and you will be notified by SMS.  

Applicants looking for a personal loan need to submit these documents: 

• Photo identity proof – PAN Card
• Identity proof: Voter ID card/ Driving License/ Aadhaar Card
• Your selfie
• Latest salary slips
• Permanent address proof: Any of - Driving License / Leave & License Agreement /Passport/ Voter’s Identity Card/ Utility Bill such as Electricity Bill/ Landline Phone Bill/ Gas Bill of current address (not more than 2 months old)
• Latest bank statement showing salary credit

Salary advance: CashBean offers an instant personal loan with a limit of Rs. 1,500 to Rs. 50,000 to salaried professionals before they receive their salaries. 

Cash loan: CashBean offers cash loans at competitive interest rates with easier and quicker approvals. 

Instant loan: Working professionals can get an instant loan from CashBean to meet their urgent, unexpected cash expenses. You can get an instant loan ranging from Rs. 1,500 to Rs. 50,000 without any credit history. 

Private loan: Sometimes, you may have a shortage of funds to take a trip, celebrate special occasions, or gift your family and friends on a special occasion like birthday, marriage anniversary etc. CashBean offers a quick private loan to help you overcome these financial problems. 

Small loan: At some points, you may find it difficult to manage around budget and run out of cash before long before your salary is credited. In such cases, a small loan can help you manage your expenses and survive until you get your salary. 

CashBean values its customers and offers one of the best customer services. You can contact CashBean on different touchpoints mentioned below:

Email ID: cashbean.help@pcfinancial.in

Customer service hotline: 18005728088, 0124-6036666

Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037

With 10,000,000+ downloads and 4.3 rating on Google Play Store, CashBean online instant personal loan app reviews are positive in lending fraternity and it is one of the most preferred digital lending apps in the country. The app is being used to access instant credit by young professional to meet their urgent short-term expenses. The app uses state-of-the-art digital technologies to process loans in a quick time.