Check Personal Loan Interest Rates of all major banks of Chennai Instantly
| Bank Name | Floating Interest Rate | Processing Fee |
|---|
| PNB | 12% to 16% | 1.80% |
| VINTAGE | 16 % to 20 % | Nominal |
| Aditya birla | 14%-26% per anuum | 2% of the loan amount |
| AXIS | 10.99% to 20 % | 1.50% to 2.00% + GST |
| TATA CAPITAL | 11.75% | 2.5% + GST |
| RBL Bank | 13.99% to 20.00% | Upto 2% |
| IndusInd bank | 11.25% | 2.5% + GST |
| Aditya Birla Finance | 14.00% - 16.25% | Up to 2% of the loan amount |
| Central Bank of India | 10.75% to 12.50% | Rs.500 |
| IIFL | 13% | 2% + GST |
| BAJAJ | 11.99% to 15.50% | 2% |
| Bank of baroda | 11.35% - 16.35% | 2% |
| ICICI | 11.25% | 2.25 % + GST |
| Kotak Mahindra Bank | 10.99% to 24% | 2.5 % + GST |
| Mahindra Finance | 11% | 2% to 3% |
| SBI | 12.50% to 16.60% | 1% |
| HDFC | 11.25 % - 18 % | upto 2.5 % |
| Bank Of India | 12.15% to 14.15% | 2.00 % |
| FULLERTON | 12.99 - 36% | 3% |
About Chennai
"
Formerly known as Madras, Chennai is the capital town of the state of Tamil Nadu. It is one of the most visited Indian cities by foreign tourists and is the biggest cultural, economic, and educational centre of South India.
Chennai is also nicknamed as “The Detroit of India” having a base of one third of India’s automobile industry. It is also a major film production centre and is home to Tamil Film Industry. For many centuries the region around Chennai has served as an important military, administrative, and economic centre. Ancient coins dating to around 500 BC have been found in the excavations in the city and surrounding areas. The sculpted caves and paintings of the age old period also have been identified from that period.
”About Personal Loan in Chennai
We aim to create a robust alternative credit ecosystem in the country. For this, we are digitizing the finance functions. Anywhere and everywhere – you can apply for a Personal Loan with just a few clicks..
Now, you can compare Personal loan interest rate to make a wise choice for the best Personal Loan in Chennai also. We bring forth a myriad of options from best banks and NBFCs for your convenience. It’s simple! Choose your desired product and win amazing assured cash backs up to Rs 5000 on loan disbursal.
Eligibility Criteria for Personal Loan in Chennai –
No worries for strict eligibility conditions. We tie-up with all the best lenders in the Chennai and help you with flexible eligibility criteria. Salaried and Self-employed applicants – hope you meet the following eligibility parameters.
- Salaried applicants should be between 21 to 60 years of age
- Self-employed applicants should be between 25 to 65 years
- Employed for a minimum period of 3 months in the current job and have previous working experience also
- Having net monthly salary/income of Rs. 20,000
- Business stability of at least 1 year is required
Documents Required for Personal Loan in Chennai
We leverage existing and emerging technologies to offer you the complete digitalized process. Upload the required documents; it will take a few minutes.
Salaried Class –
- Identity Proof - Aadhaar Card /Voters ID/Passport/Driving License /PAN Card
- Residential Proof - Leave and License Agreement/Utility Bill (maximum three months old)/Passport
- Income Proof – Salary slips for the last three months along with the bank statement showcasing the credited salary
- Employment Certificate – for the past 1 years
- Photographs - Two passport size
For Self-employed
- KYC documents – Identity & address proof and date of birth
- Residence Proof - Leave and license agreement, utility bill (should not be more than three months old), and a copy of your passport if, you own one.
- Income Proof – ITR for the last 1 years
- Official Address Proof – Address proof along with your email ID and phone number
- Business Continuity Proof – Testimonials to show your business is running from the last 1 year
Benefits & features of taking Personal Loan in Chennai
Taking a personal loan is an indispensable decision in one’s life. At Chennai, we have a plethora of options with added benefits. Everything is online – you don’t need to visit the bank.
Get ready to leverage the following benefits –
- Instant Approval – Yes. SBI, ICICI, HDFC and other players are offering instant paperless approval. Apply at Afinoz, and we will help you avail the Personal Loan at best rate.
- High Eligibility – Within a just few minutes, we will assess your personal loan eligibility and suggest you the best available options in Chennai. Our process is driven by automated technologies, and we help you get low EMI Personal Loan
- Balance Transfer – We will make you pay your EMI easily by reducing your debt amount. Transfer your Personal Loan balance to save on money. Some lenders charge fee for a balance transfer.
Personal Loan EMI calculator
Afinoz personal loan EMI calculator help you know the exact amount you need to pay every month towards the repayment of your personal loan. This allows you not to strain yourself financially and to avoid financial distress. Moreover, by feeding the inputs properly, you can even decide on an EMI amount that you can repay comfortably over your loan tenure.
YES BANK
About
Yes Bank Limited is India’s fourth largest private sector bank headquartered in Mumbai, Maharashtra, India. Established in 00, the bank primarily operates as a corporate bank, with retail banking and asset management as subsidiary functions. As of March, 08, the bank had a network of ,00 branches; national operating centers; and ,7 ATMs and bunch note acceptors.
BankingWorking capital financeTerm loansCorporate financeLiquidity managementSalary accountFixed deposit accountSavings accountOrdinary account
ProductThe bank also offers retail banking solutions such as personal, secured business, home, construction equipment, car, super bike, commercial vehicle, gold loans, and loans against securities; business banking services to micro, small, and medium enterprises; and health care and printing equipment finance.
LoansPersonal loanSecured business loanHome loanConstruction equipment loanCar loanSuper bike loanCommercial vehicle loanGold loansLoans against securitiesMSME LoanHealth care equipment financePrinting equipment finance
Branch
MYLAPORE
GANDHI NAGAR, ADYAR
BESANT NAGAR
SOWCARPET
MOUNT ROAD
YES BANK LTD NOC CHENNAI
TRIPLICANE, CHENNAI
KK NAGAR, CHENNAI
ASHOK NAGAR
RA PURAM, CHENNAI
KILPAUK, CHENNAI
MUGGAPPAIR EAST, CHENNAI
R K SALAI
T NAGAR, CHENNAI
ANNANAGAR, CHENNAI
INDIRANAGAR, CHENNAI
PARRYS,CHENNAI
NUNGAMBAKKAM, CHENNAI
RBL Bank Limited
About
RBL Bank (Ratnakar Bank Limited) is one of the fastest growing private sector banks in India, headquartered in Mumbai, Maharashtra. Established in August 9, currently the bank operates through a network of branches, 99 banking outlets and 9 ATMs spread across 0 Indian states and union territories. In August 99, the bank obtained Scheduled Commercial Bank status. It is listed on both BSE (Bombay Stock Exchange) and NSE (National Stock Exchange).
BankingSMS BankingOnline BankingMobile/Phone Banking
ProductCorporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits
Loanshome loanspersonal loansbusiness loanseducation loansauto loansloans against propertyoverdrafts against propertyloans against depositsgold metal loansworking capital finance
CardMastercard Credit Card
InsuranceLife InsuranceGeneral InsuranceHealth Insurance
Popular productCorporate & Institutional BankingCommercial BankingBranch & Business BankingAgri Business BankingDevelopment Banking and Financial InclusionTreasury and Financial Markets Operationssavings accountscurrent accountsfixed deposits
Branch
R A PURAM - CHENNAI
MADURAVOYAL CHENNAI
ANNA NAGAR
PARRYS CORNER
ADYAR
NUNGAMBAKKAM
CHENNAI
BANK OF BARODA
About
Bank of Baroda (BOB) is an Indian multinational banking and financial services institution headquartered in Vadodara in Gujrat, India. The bank was established on 0 July 908 and nationalized on 9 July 99 along with other major commercial banks of India. It has been termed as a profit-making public sector undertaking (PSU). The bank has 7 global branches including 7 India branches and 0 overseas branches. It offers a wide range of banking products and services including loans, credit and debit cards etc.
BankingInstant Banking Baroda Connect (Internet Banking) BHIM Baroda Pay Baroda M-connect Plus (Mobile Banking)Mobile Application Baroda mPassbook Baroda m-Invest App BHIM UPI Payment App
ProductAccount Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI
LoansLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI
CardDebit Cards Visa Electron Card RuPay Platinum Card Baroda Master Platinum Card RuPay Classic Card Master Classic Card Visa Platinum Chip CardPrepaid Cards Gift Card TravelEasy Card Reloadable CardCredit Cards Easy Visa Platinum Select Visa Platinum Premier Visa Signature Prime Mastercard
InsuranceLife InsuranceHealth InsuranceGeneral Insurance
Popular productAccount Savings Current Baroda E-Trade in accountDeposit FD RDLoans Personal Loan Home Loan Vehicle Loan Education Loan Fintech (Business Loan) Other Loan MUDRA Loan Mortgage Loan Debit card EMI
Branch
WIMCO NAGAR BRANCH
VIRUGAMBAKKAM,CHENNAI,TN
VELAPPANCHAVADI, TAMIL NADU
VELACHERRY,CHENNAI
VALASARAVAKAM BRANCH
VADAPALANI BRANCH
ULLAGARAM, CHENNAI
TIRUVATEESWA BRANCH
THIRUVANMIYUR, CHENNAI
T.NAGAR BRANCH
TAMBARAM BRANCH
THOMAS MOUNT BRANCH
SOWCARPET BRANCH
SITHALAPAKKAM
SERVICE BRANCH, CHENNAI
ROYAPURAM BR., CHENNAI, T.N.
ROYAPETTAI,,CHENNAI,TN
RAMKRISHN NG BRANCH
RAJAKILPAKAM, TAMILNADU
PURASAWAKKAM BRANCH
PERUNGUDI,CHENNAI
PBB ANNANAGA BRANCH
NUNGAMBAKKAM BRANCH
NRI BRANCH KKNAGAR
RAJAJI ROAD BRANCH
MYLAPORE BRANCH
M.R.C.NAGAR BRANCH
MOUNT ROAD BRANCH
KAMBAR SALAI MOGAPPAIR
MADURAVOYIL,CHENNAI,TN
IBB MADRAS BRANCH
KOLATHUR BRANCH
KODAMBAKKAM,TN
K.K.NAGAR BRANCH
CORPORATE FINANCIAL SERVICES BRANCH
RAMAVARAM BRANCH
EGMORE BRANCH
E.C. STREET BRANCH
SIET.COLLEGE BRANCH
CHOOLAIMEDU BRANCH
WEST MAMBALA BRANCH
AYNAVARAM,CHENNAI
AMBATTUR BRANCH
ALWARPET BRANCH
ADAYAR, CHENNAI
AMBUR
INDUSIND BANK
About
Indusind Bank Limited is a new generation private bank. Established in 99, the bank is headquartered in Mumbai, India. It stands tall today as one of the reputed banks in the country. Indusind Bank operates more than 000 branches and over ,800 ATMs spread across the country. It also has representative offices in London, Dubai and Abu Dhabi.
BankingreasuryCorporate/Wholesale Banking,recurring deposits,corporate salary,Rupee multiplier products.Retail Banking,young saver deposits,urrent, savings, defense,and RFC accountsfixed depositsmutual fundsMy Account NumberQuick Redeem Services and 0 Days banking.Choice Money ATMsDirect ConnectCash-on-MobileCheck-on-Cheque
ProductThe bank provides various banking solutions to individuals, NRIs, business owners, corporate, government and financial Institutions. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and other Banking Operations segments. The bank offers current, savings, defense, corporate salary, and RFC accounts; and fixed deposits, recurring deposits, young saver deposits, as well as Rupee multiplier products.
Loanshome loangold loansbusiness loan.Kisan loansterm loansInduind Kisan loansloan against propertytwo wheelerpersonalcar loaneducation loan
Cardcredit cards
Branch
PH ROAD CHENNAI
ALWARPET CHENNAI
PERUNGUDI CHENNAI
K K NAGAR CHENNAI
NELSON MANICKAM ROAD CHENNAI
CHINMAYA NAGAR CHENNAI
WEST ANNA NAGAR
ROYAPETTAH CHENNAI
VELACHERRY
EAST MOGAPPAIR CHENNAI
MEDAVAKKAM, CHENNAI
AMINJIKARAI, CHENNAI
KILPAUK, CHENNAI
T NAGAR, CHENNAI
TEYNAMPET
ASHOK NAGAR, CHENNAI
RAJAJI SALAI
ADYAR
ANNA NAGAR
CHENNAI